by Gurneet Kaur | Apr 7, 2026 | Insurance
The 9% Problem: Why Group Health Underwriting Has the Worst Close Ratios in Insurance By Gurneet Kaur | Insurance Did you know that group health underwriting operates with one of the lowest close ratios in the entire insurance industry? Most teams know this...
by Arunava Acharjee | Mar 16, 2026 | Insurance
What the “Shuffle Rate” Means for Health Insurance Carriers By Arunava Acharjee | Insurance In every industry, market leadership shifts over time. But in the fully insured group medical space, those shifts aren’t just happening—they’re accelerating. Strategy...
by Gurneet Kaur | Dec 8, 2025 | Insurance
Small Players Are Disrupting the Insurance Market – and If You’re in the Industry, You Can Feel It By Gurneet Kaur | Insurance The insurance market is shifting fast, and the pressure isn’t coming from where everyone expected. It’s not the big national carriers...
by Gurneet Kaur | Nov 4, 2025 | Insurance
Why Level-Funded Plans Are No Longer Just for Mid-Size Employers By Gurneet Kaur | Insurance For years, level-funded health plans were seen as the “in-between” option — ideal for mid-size employers who wanted predictable monthly costs without fully taking on...
by Arunava Acharjee | Oct 15, 2025 | Insurance
The Cost of Choice: Why 2026 Could Redefine Employee Benefits By Arunava Acharjee | Insurance We like to believe that choice is empowerment. But in the world of employee benefits, choice has quietly become one of the biggest sources of confusion.Heading into 2026,...
by Gurneet Kaur | Aug 27, 2025 | Insurance
Why Your Quote Process Is Costing You Deals? By Gurneet Kaur | Insurance Something happens to every stop-loss quote the moment it enters the process. It slows down. Not because underwriters aren’t working hard, and not because brokers aren’t pushing for answers. But...
