by Gurneet Kaur | Apr 7, 2026 | Insurance
The 9% Problem: Why Group Health Underwriting Has the Worst Close Ratios in Insurance By Gurneet Kaur | Insurance Did you know that group health underwriting operates with one of the lowest close ratios in the entire insurance industry? Most teams know this...
by Gurneet Kaur | Apr 1, 2026 | PEOs
Why Integration Is the New Standard for PEO Success By Gurneet Kaur | PEOs In the Professional Employer Organization (PEO) world, growth used to be mostly about adding more employer groups, expanding services, and building strong carrier relationships. Operations...
by Gurneet Kaur | Mar 31, 2026 | MEWAs
Why “Waiting for Policy Clarity” Is Expensive? By Gurneet Kaur | MEWAs In underwriting, waiting for policy clarity feels like the responsible thing to do. No one wants to move forward with incomplete information, unclear plan structures, or missing census details....
by Gurneet Kaur | Mar 18, 2026 | MEWAs
Underwriting Flexibility Without Breaking the Rules By Gurneet Kaur | MEWAs Underwriters rarely see perfectly standardized employer groups. Even within the same MEWA program, two employers can look completely different on paper. One might have stable claims history...
by Gurneet Kaur | Mar 10, 2026 | MEWAs
Quoting: Why Small-Group Quoting Is Harder This Season ? By Gurneet Kaur | MEWAs There’s a specific kind of pressure underwriting teams are feeling right now. It doesn’t always show up in dashboards. It shows up in longer review cycles, in emails marked “urgent,” in...
