Blogs
DataHub™ Integrates Prealize RiskInsight to Bring Clinical AI Risk Scoring Natively Inside the Underwriting Workflow
Colorado Springs, CO – June 9 – DataHub™, an underwriting automation workbench purpose-built for stop loss carriers, MGUs, PEOs, and group health organizations across the U.S. self-funded market, today announced the integration…
The Next Phase of Underwriting Technology Isn’t More AI- It’s Better Workflow Architecture
The insurance industry spent the last few years chasing AI. And honestly, it made sense. Underwriting teams have been operating under increasing pressure for years now. Submission volumes continue to grow, renewal cycles are becoming…
How to Evaluate an Underwriting Platform Before You Buy
Most underwriting platform evaluations begin the same way. The workflows look efficient. The dashboards feel modern. The automation appears sophisticated. But the real evaluation rarely begins during the demo. It begins after implementation…
When Your Quote Arrives on Day 9, the Broker Has Already Moved On
Here is what happens on the broker’s side after a stop-loss submission goes to market. Day 1: The census files go out to six, eight, maybe ten carriers simultaneously. The broker has a client meeting scheduled for day 7 or 8 to…
Explainable AI in Underwriting: Why Black-Box Models Won’t Survive Regulatory Scrutiny
There is a saying that has emerged from AI practitioners working with insurance regulators: ‘AI that can’t be explained is AI that can’t be adopted.’ It sounds simple. The implications are not. In group health underwriting specifically, the…
Why ‘Lots of Pilots, Limited Production’ Is the AI Problem Killing Underwriting ROI
A recent industry report on AI adoption in insurance landed on a sentence that should be pinned to the wall of every technology team in the sector: ‘The pattern is consistent across carriers. Lots of pilots, limited production, minimal P&L…
Why PEOs Are the Most Underserved Segment in Group Health Automation
The group health insurance technology market has spent the last decade building better tools for carriers, MGUs, and TPAs. Underwriting automation, claims management, stop-loss pricing platforms — these segments are well-served…
The $25,000 Member Problem: How GLP-1 Coverage Is Reshaping Specific Deductible Calculations
Specific deductibles exist to protect self-funded employers from catastrophic individual claims. The actuarial logic is straightforward: most members have predictable costs; a few outliers generate extreme claims; specific stop-loss…
GLP-1 Drugs and Stop-Loss Pricing: What Every Underwriter Needs to Know in 2026
Twelve percent of Americans have now used a GLP-1 drug for weight loss. In 2024, that number was closer to five percent. The velocity of adoption is not slowing down. For stop-loss underwriters, this isn’t a trend to watch. It’s a live…
The 9% Problem: Why Group Health Underwriting Has the Worst Close Ratios in Insurance
Did you know that group health underwriting operates with one of the lowest close ratios in the entire insurance industry? Most teams know this instinctively. They feel it every renewal season, every time quote volumes spike,…