Why “Waiting for Policy Clarity” Is Expensive?

Why “Waiting for Policy Clarity” Is Expensive? By Gurneet Kaur  |  MEWAs In underwriting, waiting for policy clarity feels like the responsible thing to do. No one wants to move forward with incomplete information, unclear plan structures, or missing census details....

Underwriting Flexibility Without Breaking the Rules

Underwriting Flexibility Without Breaking the Rules By Gurneet Kaur  |  MEWAs Underwriters rarely see perfectly standardized employer groups. Even within the same MEWA program, two employers can look completely different on paper. One might have stable claims history...

Quoting: Why Small-Group Quoting Is Harder This Season ?

Quoting: Why Small-Group Quoting Is Harder This Season ? By Gurneet Kaur  |  MEWAs There’s a specific kind of pressure underwriting teams are feeling right now. It doesn’t always show up in dashboards. It shows up in longer review cycles, in emails marked “urgent,” in...

Why Small-Group Health Insurance Is Quietly Breaking?

Why Small-Group Health Insurance Is Quietly Breaking? By Arunava Acharjee  |  MEWAs Small employers are not rejecting health insurance. They’re being priced out of it. Across the country, businesses with fewer than 25 employees are facing a reality that rarely makes...