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How Regional Stop-Loss Carriers Can Compete with National Players on Speed Without Competing on Price
There is a version of the competitive landscape for mid-market and regional stop-loss carriers that is genuinely bleak. UnitedHealthcare, Aetna, and Sun Life command significant portions of the market, have deep broker relationships,…
Why 44% of Small Employers Are Now Self-Funding — And What That Means for Your Quote Volume
Something structurally significant has happened in the small group health insurance market, and it has happened faster than most stop-loss carriers modelled. As of 2025, 44% of covered workers at firms with 10 to 49 employees…