Blog
From Stop-Loss to Social Drivers: Redefining Health Benefits in 2025
The U.S. health benefits landscape in 2025 is being reshaped by a convergence of forces: rising healthcare costs, regulatory shifts, provider tensions, and changing employee expectations. For insurers and carriers, these pressures
Why Brokers Don’t Quote More Self-Insured Groups and What MGUs and Carriers Can Do About It
Self-insured health plans offer employers flexibility, cost control, and the ability to design benefits that address the specific health needs of their workforce. For employer groups, particularly those…